Dead unformed faith still first disposition to justice (Stapleton)
Even after granting with Stapleton that dead unformed faith profits neither salvation nor justice, Roman doctors still call faith as such, charity present or absent, the first and most necessary disposition toward justice.
In itself faith is the soul first act of union with God; by not-yet-formed faith charity is sought so that faith may later be formed, provided the prayer faith prompts is used (Stapleton, De Justif. 8.17).
Latin
XVII. Porro quamvis Scholae Romanae Theologi fateantur & agnoscant fidem mortuam & informem ad salutem non prodesse, & ad justitiam esse inutilem, quod inter alios expresse, idque multis in locis, asserit Thomas Stapletonus, docent tamen fidem in se, & ex sua natura, sive adjunctam habeat charitatem, sive non, esse primam & maxime necessariam dispositionem ad justitiam consequendam. Quoniam, scilicet, fides in se spectata est primus animae actus quo Deo conjungimur. Adeoque per fidem quae nondum formata est impetratur charitas qua postea formetur, si tamen id fiat quod fides suggerit, id est, si oratio fidei adhibeatur. Ut videre est apud eundem Stapletonum de Justificatione, lib. 8. qui est de Fide justificante, cap. 17.