Following Scripture's usage, creation is hardly an effect of predestination
Rule: follow Scripture’s use of the words, or at least common School use.
Schools distinguish praedestinatio from common providence (grace-gifts vs nature-goods).
Creation less apt as an effect of praedestinatio; object not simply creatable man.
Those who fold create-and-permit-fall under praedestinatio enlarge the word too much.
Latin
XXXVI. In hoc autem negotio & aliis similibus haec regula videtur tenenda, nimirum, ut quum agitur de vocum significatione, sequamur, si fieri potest, Scripturae usum, aut saltem non aliter eas accipiamus, quam in Scholis Christianis communiter accipi solent. Itaque cum praedestinatio a communi providentia in Scholis distingui soleat, & communiter ad illam referantur dona gratiae, ad hanc vero naturae bona, minus convenienter creatio poni videtur inter effectus praedestinationis, & consequenter ejus objectum constitui homo nondum a Deo condendus, sed simpliciter creabilis. Nimiumque ampliant vocem praedestinationis, qui sub ea comprehendunt decretum ipsum de homine creando, & lapsu ejus permittendo.